Trying to find lower-priced Honda Accord insurance in Pittsburgh? Have you finally had enough of not being able to afford to make your car insurance payment? Your situation is no different than many other Pennsylvania drivers.

Insurance for Honda AccordUnimaginable but true, almost 70% of drivers kept their policy with the same company for four years or more, and nearly 40% of drivers have never compared car insurance rates at all. With the average premium in Pennsylvania being $1,400, drivers could pocket 55% a year, but they mistakenly think it's difficult to compare rates online.

Numerous car insurance companies battle for your hard-earned dollar, so it's not easy to compare every insurance company and uncover the absolute lowest price on Honda Accord insurance in Pittsburgh.

If you have a current car insurance policy, you will be able to shop for the lowest rates using the ideas you're about to read. Buying affordable car insurance in Pittsburgh can be much easier if you know how to start. Nevertheless, Pennsylvania car owners should learn how insurance companies market on the web and take advantage of how the system works.

Most of the larger companies give coverage prices on the web. Getting Honda Accord insurance prices online is fairly straightforward as you just type in your coverage information into the form. Once you submit the form, the company's rating system will obtain your credit score and driving record and returns a price. Quoting online for Honda Accord insurance in Pittsburgh makes it a lot easier to compare rates and it is important to have as many quotes as possible if you are searching for affordable car insurance pricing.

In order to find out how much you're overpaying now, compare rates from the companies below. If you have your current policy handy, we recommend you copy the limits and deductibles identical to your current policy. This makes sure you will have an apples-to-apples comparison for exact coverage.

The following companies are ready to provide quotes in Pennsylvania. If you want cheap car insurance in Pennsylvania, we recommend you visit several of them to find the lowest car insurance rates.

Honda Accord Insurance Cost Estimates in Pittsburgh, PA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $154 $292 $316 $18 $94 $874 $73
Accord LX 4-Dr Sedan $236 $476 $364 $22 $108 $1,206 $101
Accord EX 4-Dr Sedan $224 $386 $288 $18 $86 $1,002 $84
Accord LX-P 4-Dr Sedan $252 $352 $366 $22 $110 $1,102 $92
Accord LX-P 4-Dr Sedan $212 $398 $364 $22 $108 $1,104 $92
Accord EX-L 4-Dr Sedan $196 $356 $264 $16 $78 $910 $76
Accord EX 2-Dr Coupe $198 $460 $484 $28 $144 $1,314 $110
Accord LX-S 2-Dr Coupe $244 $620 $420 $24 $126 $1,434 $120
Accord EX-L 2-Dr Coupe $354 $742 $502 $30 $150 $1,778 $148
Get Your Own Custom Quote Go

Table data assumes single female driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and Pennsylvania minimum liability limits. Discounts applied include claim-free, safe-driver, multi-vehicle, homeowner, and multi-policy. Price estimates do not factor in vehicle location which can lower or raise auto insurance rates significantly.

Tickets and at-fault accidents raise rates

The chart below shows how violations and fender-benders can affect Honda Accord auto insurance costs for each age group. The prices are based on a single male driver, full physical damage coverage, $100 deductibles, and no discounts are applied.

Lower rates by qualifying for discounts

Auto insurance companies don't always advertise every disount available in an easy-to-find place, so the following list contains some of the more common in addition to some of the lesser obvious ways to save on car insurance. If you are not receiving all the discounts possible, you are not getting the best rate possible.Discount car insurance

Discounts save money, but please remember that some credits don't apply to the entire policy premium. Most only reduce the price of certain insurance coverages like comprehensive or collision. Despite the fact that it seems like having all the discounts means you get insurance for free, insurance companies wouldn't stay in business.

Car insurance companies that may offer these benefits are:

It's a good idea to ask all the companies which discounts you qualify for. Some discounts may not apply to policyholders in your area. If you would like to choose from a list of car insurance companies with discount car insurance rates in Pennsylvania, follow this link.

How Insurance Providers Determine Honda Accord Insurance Rates

Lots of factors are used in the calculation when you quote your car insurance policy. Some are obvious like your driving record, but some are less obvious such as your marital status or how safe your car is. When buying auto insurance it's important to understand the factors that go into determining your auto insurance rates. If you know what positively or negatively impacts your premiums, this empowers consumers to make smart changes that can help you get lower rates.

Shown below are a partial list of the pieces companies use to determine your premiums.

Neighborhood agents and auto insurance

A small number of people just prefer to get professional advice from a licensed agent and doing that can be a smart decision A nice benefit of comparing rate quotes online is that you can find better rates but still work with a licensed agent. Buying from small agencies is still important in Pittsburgh.

After completing this form (opens in new window), your insurance coverage information is immediately sent to participating agents in Pittsburgh who can give free rate quotes for your coverage. You never need to contact any insurance agencies because prices are sent to you. You can find the lowest rates AND a local agent. If you want to compare prices from a specific insurance company, feel free to navigate to their website and complete a quote there.

When looking for a local insurance agency, there are two different types of agencies to choose from. Pittsburgh agents are categorized either exclusive agents or independent agents.

Independent Agencies or Brokers

Independent agencies are not locked into one company and that enables them to quote your coverage through lots of different companies and possibly get better coverage at lower prices. To transfer your coverage to a different company, your agent can switch companies and you don't have to switch agencies.

If you need cheaper auto insurance rates, it's a good idea to compare prices from independent agents to ensure the widest selection of prices.

Featured below is a short list of independent agents in Pittsburgh who may provide cheap rate quotes.

234 Shady Ave - Pittsburgh, PA 15206 - (412) 362-8340 - View Map

2012 Murray Ave - Pittsburgh, PA 15217 - (412) 586-7340 - View Map

101 Bellevue Rd Suite 02 - Pittsburgh, PA 15229 - (412) 931-6070 - View Map

More Pittsburgh agents

Exclusive Agents

Agents that choose to be exclusive write business for a single company and examples are Allstate, Farmers Insurance, State Farm, and AAA. They generally cannot provide other company's prices so they have to upsell other benefits. Exclusive agencies are well trained in insurance sales which helps them sell on service rather than price.

Listed below is a list of exclusive agents in Pittsburgh willing to provide price quotes.

1900 Murray Ave - Pittsburgh, PA 15217 - (412) 422-1616 - View Map

200 Fleet St #100 - Pittsburgh, PA 15220 - (412) 921-2008 - View Map

146 Forest Hills Rd - Pittsburgh, PA 15221 - (412) 824-4800 - View Map

More Pittsburgh agents

Finding the right car insurance agent is decision based upon more than just a cheap quote. The questions below may impact your decision as well.

Shop around and save

You just read some good ideas how you can reduce Honda Accord insurance rates online in Pittsburgh. The key concept to understand is the more price quotes you have, the more likely it is that you will get a better rate. Consumers could even find that the biggest savings come from the least-expected company. Regional companies may cover specific market segments cheaper as compared to the big name companies such as State Farm, GEICO and Nationwide.

Budget-friendly insurance in Pittsburgh is possible on the web and from local insurance agents, so you should be comparing quotes from both to have the best chance of lowering rates. Some companies may not provide internet price quotes and many times these regional carriers only sell coverage through independent agents.

As you go through the steps to switch your coverage, don't be tempted to buy poor coverage just to save money. In many cases, an insured cut liability coverage limits only to regret at claim time that a couple dollars of savings turned into a financial nightmare. The goal is to purchase a proper amount of coverage for the lowest price, but do not sacrifice coverage to save money.

Additional insurance information can be found at these links: