Discount Chevy Equinox insuranceHow long has it been since you compared low-cost Chevy Equinox insurance in Pittsburgh? Trying to come up with a payment for high-priced car insurance can draw down your budget, especially in this economy. Doing a rate comparison can lower your rates and help to lower your bills every month.

Astonishing but true, most consumers in Pennsylvania have purchased from the same company for well over three years, and just under half have never even compared quotes to find cheaper rates. With the average premium in the United States being $1,847, drivers could save themselves $859 a year by just comparing rate quotes, but they don't believe the actual amount they would save if they just switched companies.

You have multiple insurers to insure vehicles with, and even though it's nice to have multiple companies, lots of choices makes it harder to compare rates and find the lowest cost car insurance.

We hope to familiarize you with the most effective ways to compare rates and how you can save the most money. If you have a current car insurance policy, you will be able to find better prices using the following tips. But Pennsylvania car owners do need to know how companies determine premium rates.

Companies offering cheap Chevy Equinox rates in Pittsburgh, PA

The companies shown below provide price quotes in Pittsburgh, PA. To buy the best cheap car insurance in Pennsylvania, we recommend you click on several of them in order to get a fair rate comparison.

Chevrolet Equinox Insurance Rates in Pittsburgh, PA
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Equinox LS 2WD $144 $248 $340 $20 $102 $854 $71
Equinox LT 2WD $122 $230 $316 $18 $94 $780 $65
Equinox LS AWD $282 $528 $444 $26 $134 $1,414 $118
Equinox LT AWD $162 $294 $316 $18 $94 $884 $74
Equinox LTZ 2WD $250 $512 $316 $18 $94 $1,190 $99
Equinox LTZ AWD $310 $590 $336 $20 $100 $1,356 $113
Equinox LTZ AWD $152 $312 $372 $22 $112 $970 $81
Get Your Own Custom Quote Go

Data rating is based on single female driver age 50, no speeding tickets, no at-fault accidents, $1,000 deductibles, and Pennsylvania minimum liability limits. Discounts applied include multi-policy, safe-driver, homeowner, claim-free, and multi-vehicle. Rates do not factor in specific garaging location which can change coverage rates noticeably.

Car insurance rates by gender and age in Pittsburgh

The diagram below visualizes the comparison of Chevrolet Equinox insurance premiums for male and female drivers. The costs are based on no accidents or driving violations, full coverage, $250 deductibles, single marital status, and no discounts are applied.

Should you raise deductibles?

The information below demonstrates how deductible levels and can influence Chevrolet Equinox yearly insurance costs for different insured age categories. The premiums are based on a single male driver, comprehensive and collision coverage, and no additional discounts are factored in.

Insurance rate increases from tickets or accidents

The information below shows how speeding tickets and at-fault accidents can increase Chevrolet Equinox insurance prices for different ages of insureds. The rates are based on a married female driver, comp and collision included, $100 deductibles, and no additional discounts are factored in.

Take advantage of these money saving discounts

Auto insurance companies don't always advertise every disount available very well, so we took the time to find both the well known and the harder-to-find discounts that may be available.Discount insurance

Keep in mind that most of the big mark downs will not be given to the whole policy. Most only reduce specific coverage prices like comprehensive or collision. If you do the math and it seems like having all the discounts means you get insurance for free, it's just not the way it works.

Some of the insurance companies that may have most of the discounts above possibly include:

When comparing rates, check with every insurance company which discounts can lower your rates. All car insurance discounts may not apply to policyholders in Pittsburgh. To choose providers who offer discounts in Pennsylvania, follow this link.

Why You Might Pay Inflated Rates in Pittsburgh

Many different elements are part of the calculation when you get a price on insurance. A few of the factors are predictable such as traffic violations, although some other factors are more transparent like your continuous coverage or your financial responsibility.

The list below includes some of the things companies use to determine your rate level.

Your auto insurance coverage should be tailored to you

Keep in mind that when it comes to choosing the best auto insurance coverage, there really is not a "best" method to buy coverage. Your needs are not the same as everyone else's.Drive safe and save

Here are some questions about coverages that might point out if you would benefit from professional advice.

If it's difficult to answer those questions but one or more may apply to you, you may need to chat with a licensed agent. If you want to speak to an agent in your area, fill out this quick form.

Buying from car insurance agents

A lot of people prefer to talk to an insurance agent and doing that can be a smart decision One of the benefits of comparing insurance prices online is the fact that you can find cheap auto insurance quotes and still buy from a local agent. And providing support for local agencies is important especially in Pittsburgh.

Once you complete this simple form, your information is emailed to local insurance agents in Pittsburgh that give free quotes for your insurance coverage. It simplifies rate comparisons since you won't have to leave your computer since rate quotes are delivered to you instantly. You can get cheaper auto insurance rates without requiring a lot of work. If you wish to get a rate quote from a particular provider, you just need to find their quoting web page and fill out their quote form.

Exclusive or Independent: There is a difference

When researching a reliable agent, you must know there are a couple types of insurance agents to choose from. Agencies in Pittsburgh may be either independent or exclusive.

Independent Auto Insurance Agencies

Agents of this type are not required to write business for one company and that allows them to write policies through many companies and get the cheapest rates. If they find a cheaper price, your agent can just switch to a different company and you don't have to do anything.

If you are trying to find cheaper rates, you will want to get quotes from multiple independent agents to get the most accurate price comparison.

Below is a small list of independent insurance agents in Pittsburgh that may be able to give you comparison quotes.

300 Mt Lebanon Blvd - Pittsburgh, PA 15234 - (412) 344-2800 - View Map

1900 Painters Run Rd - Pittsburgh, PA 15241 - (412) 257-4300 - View Map

421 Cochran Rd - Pittsburgh, PA 15228 - (412) 563-5900 - View Map

More insurance agents

Exclusive Agencies

These agents generally can only insure with one company and examples are Farmers Insurance and State Farm. Exclusive agents are unable to place coverage with different providers so if the price isn't competitive there isn't much they can do. Exclusive insurance agents are trained well on their company's products which helps them compete with independent agents.

Listed below is a short list of exclusive insurance agencies in Pittsburgh that are able to give price quote information.

4772 Liberty Ave - Pittsburgh, PA 15224 - (412) 621-0600 - View Map

9026 St Simon Way - Pittsburgh, PA 15237 - (412) 364-7170 - View Map

984 Greentree Rd - Pittsburgh, PA 15220 - (412) 922-2622 - View Map

More insurance agents

Selecting a insurance agent should include more criteria than just a low price. Here are some questions to ask:

Ads can be misleading

Popular insurance providers such as 21st Century, Allstate and State Farm constantly bombard you with ads on television and other media. All the ads advertise claims that you'll save big just by moving your policy. How does each company charge less that you're paying now?

Many companies have specific guidelines for the type of driver that will not have excessive claims. An example of this type of driver might be over the age of 50, carries high limits, and drives less than 10,000 miles a year. Any driver who matches that profile will get very good Pittsburgh car insurance rates and therefore will save when switching.

Consumers who fall short of the ideal profile may receive a higher rate which results in the customer not purchasing. The trick companies use is to say "drivers that switch" not "everybody who quotes" will save that much if they switch. That's the way insurance companies can confidently make claims that they all have the best premium rates.

This illustrates why it's extremely important to compare price quotes frequently. It is impossible to predict the company that will have the best car insurance rates at this point in time.

Quote more to save more

Insureds leave their current company for a variety of reasons including high prices, questionable increases in premium, policy non-renewal or delays in responding to claim requests. It doesn't matter why you want to switch finding a great new company is not as difficult as it may seem.

We've covered a lot of information how to compare Chevy Equinox insurance prices in Pittsburgh. The key thing to remember is the more times you quote, the higher your chance of finding cheaper Pittsburgh car insurance quotes. You may even discover the best prices are with a lesser-known regional company.

Some companies do not offer the ability to get quotes online and most of the time these regional carriers sell through local independent agents. Lower-priced auto insurance in Pittsburgh is definitely available from both online companies in addition to many Pittsburgh insurance agents, and you should compare rates from both in order to have the best chance of saving money.

Additional auto insurance information is available on the following sites: